Mortgage Application Checklist

Bring these to your mortgage application:

  • Fully executed purchase agreement, including all addenda

  • Application fee for appraisal and credit report

  • Most recent 30-day pay stub(s) showing year-to-date earnings

  • Past two (2) month's statements for savings, checking and investment accounts

  • Prior two (2) year's W-2 forms (if self-employed, 1099, K-1's, year-to-date profit and loss statement, and corporate tax returns)

  • Photo I.D.

  • 36 month employment history with names, addresses and phone numbers

  • 36 month residence history, with verification information 

Additional information that may be required:

  • Documentation of all outstanding loans, lines of credit, credit cards or any other outstanding debts

  • Prior two (2) year's tax returns, if you have income needed to qualify for your loan from rental or interest income, commission income or self employment income

  • Documentation of other income sources that you would like considered in repayment of your loan

  • A gift letter from the person giving you a gift of money to assist you in the purchase of your new home

  • Letters of explanation for credit problems you are aware of or employment gaps

  • Copies of rental/lease agreements that generate income

  • Divorce decree

  • Proof of payment or receipt of child supports or other awards 
    DD214 and Certificate of Eligibility for VA loans

 

Nanci Lorei Realtor
Associate Broker Marsha Marsh Real Estate Services
Direct: (814) 881-0580
Office: (814) 866-8840

​Please Read: This communication is provided to you for informational purposes only and should not be relied upon by you. Marsha Marsh Real Estate Services is not a mortgage lender and so you should contact your chosen lender directly to learn more about its mortgage products and your eligibility for such products